Highbalance Fixed PI - FannieMae
Updated: 08/06/2024
Loaning.ai : High Balance Fixed PI - Freddie Mac
(FMH30FP, FMH15FP)
| Purchase | |||
|---|---|---|---|
| Fixed & ARM | |||
| Occupancy | Unit | Min. FICO | LTV / CLTV / HCLTV |
| Primary | 1 | 620 | 95% / 95% / 95% |
| 2 | 620 | 85% / 85% / 85% | |
| 3-4 | 620 | 80% / 80% / 80% | |
| Second Home | 1 | 620 | 90% / 90% / 90% |
| Investment | 1 | 620 | 85% / 85% / 85% |
| 2-4 | 620 | 75% / 75% / 75% | |
| Rate / Term Refinance | |||
| Fixed & ARM | |||
| Occupancy | Unit | Min. FICO | LTV / CLTV / HCLTV |
| Primary | 1 | 620 | 95% / 95% / 95% |
| 2 | 620 | 85% / 85% / 85% | |
| 3-4 | 620 | 80% / 80% / 80% | |
| Second Home | 1 | 620 | 90% / 90% / 90% |
| Investment | 1 | 620 | 85% / 85% / 85% |
| 2-4 | 620 | 75% / 75% / 75% | |
| Cash Out Refinance | |||
| Fixed & ARM | |||
| Occupancy | Unit | Min. FICO | LTV / CLTV / HCLTV |
| Primary | 1 | 620 | 80% / 80% / 80% |
| 2-4 | 620 | 75% / 75% / 75% | |
| Second Home | 1 | 620 | 75% / 75% / 75% |
| Investment | 1 | 620 | 75% / 75% / 75% |
| 2-4 | 620 | 70% / 70% / 70% | |